Make sure you evaluate any loan’s detailed fine print very carefully and do not feel misguide from the deceptive practices

The mortgage number provided by “Money Research Waiver” loan providers generally is at 10 to thirty thousand cash merely, that could not be able to make it easier to see debt personal debt.

To have loans providing “0% Interest rate”, the banks and you will financial institutions can charge Management Charge otherwise Handling Charge you to e because normal desire costs.

The application form techniques for a financial loan requiring income research is straightforward and you can brief. Citibank will give you reputable financing solutions that include a customized monetary investigation and you can welcomes all types of earnings proof.

Faqs – Unsecured loans

Candidates must be Hong-kong customers old 18 or significantly more than, holding complete-date a position along with their present manager for at least 3 months with a monthly income from HK$6,100 otherwise more than.

Fill out the application and complete it because of the necessary data. We’re going to view debt updates and you will evaluate your own cost feature correctly.

The Mortgage Expert tend to get in touch with you regarding your loan application within this step 3 business days on acknowledgment of all the expected data files. If financing is approved, we are going to contact one proceed cellular phone confirmation process or even go to branch to go through the mortgage disbursement processes.

After signing brand new drawdown letter, we’ll plan direct repayments to settle your mastercard a good balance and you can loans off their financial institutions (simply appropriate so you can Credit Debt consolidating Loan) and/otherwise disburse your accepted loan amount because of the cash, view otherwise borrowing into your designated checking account.

And also make payment easier and steer clear of any charge considering later cost, we’re going to help you set-up a primary debit authorization; the loan costs could well be debited straight from their designated bank membership every month.

Basically, when a consumer enforce for a financial loan on the internet, via the software hotline or in individual at a beneficial Citibank department, and you will abreast of submission of all of the required records, the job would be analyzed instantaneously as well as the acceptance results often be available contained in this step three working days. In the event the financing is eligible, we will get in touch with one to proceed mobile verification procedure or perhaps to check out part to go through the loan disbursement procedure.

You could potentially make an application for a great Citibank Personal bank loan from Citibank web site, from the contacting the program Hotline 2963 6477 2963 6477 otherwise seeing a great Citibank part myself.

• Hong-kong Long lasting Resident Title Cards
• Earnings facts, elizabeth.g. newest month’s payroll slip, most recent income taxation request notice, newest MPF contribution research or current three months’ payroll account financial statement/account passbook (having front page demonstrating your term and you may membership amount)
• Latest around three months’ complete selection of chief financial report/account passbook (that have front-page demonstrating the label and you may account amount)
• Most recent domestic target proof (elizabeth.g. stamina bill otherwise bank declaration)
• Any files or licenses considered suitable.

Yes. But excite ensure that your payroll slip enjoys your online business cut or perhaps is printed on your company letterhead. In case your monthly paycheck is on a percentage base, delight give a financial declaration otherwise account passbook with about three months’ paycheck put number. If you’re a taxi cab driver, you can simply introduce your taxi local rental acknowledgment, license and you can associated money research.

Essentially, Citibank tend to seek the advice of a credit reference agencies to gather a great user’s credit file including borrowing from the bank account information, membership delinquency analysis, latest borrowing from the bank enquiries and you will historical investigation.

We provide personalized interest levels based on a single user’s borrowing list. Immediately after application distribution, you might be called of the our Financial Administrator contained in this step one in order to dos working days having a primary approval impact, first financing rate of interest considering and other financing details; you can love to accept the offer otherwise terminate the applying without the costs.